How it works

Investing through Silvaland takes six straightforward steps.

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Step 1: Register Your Account

Create an account on Silvaland’s investment platform using your email address and a secure password.

What you need:

• Valid email address
• Password (minimum 12 characters)

Time required: 5 minutes

You can start immediately and explore available plans while your account is pending verification.

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Step 2: Complete Verification (KYC)

We conduct Know Your Customer verification to comply with Latvian anti-money laundering regulations. This protects you and us.

What we’ll ask for:

• Full legal name, date of birth, citizenship
• Residential address (proof: utility bill or bank statement within 3 months)
• Photo ID (passport, national ID, or driving license)
• Tax residence and identification number
• Source of funds declaration (where investment capital comes from)

Processing time: 1 business day (typical)
You’ll receive confirmation by email once verification is complete.

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Step 3: Deposit Funds

Transfer capital to Silvaland’s designated bank account.

Accepted methods:

• Bank transfer (SEPA/international wire)
• Debit or credit card (via partner payment gateway)

Deposits are held in a segregated trust account and not mixed with Silvaland’s operational funds.

Processing time:

• Bank transfer: 1–3 business days (depending on your bank)
• Card payment: Typically same day, subject to payment processor

Minimum deposit: €100 (per plan)

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Step 4: Review and Choose Your Investment Plan

Browse available investment opportunities. Each plan shows:

• Asset class (timber, harvesting rights, land development)
• What Silvaland will do with your capital
• Investment period (21, 30, 180, or 365 days)
• Where registered: All assets held in Silvaland’s name; you participate through private agreement

Read the terms carefully. Each plan includes a private investment agreement that outlines:

• How your capital will be deployed
• Expected timeline and milestones
• Return projections and risks
• Conditions for early withdrawal
• Your rights and Silvaland’s obligations

You will sign this agreement digitally before funds are committed.

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Step 5: Invest and Monitor

Once your investment is confirmed:

1. Funds are deployed according to the plan’s asset timeline
2. Dashboard access: Log in anytime to see:
   • Current portfolio balance
   • Asset breakdown and locations
   • Project progress updates
   • Accrued returns (if applicable)
3. Status updates: Regular notifications about project milestones (timber purchase, shipment, land clearing, etc.)
4. Projected return date: Countdown to your investment’s maturity

Early withdrawal: Subject to the terms of your investment agreement. Contact support for options.

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Step 6: Withdrawal at Maturity

When your investment period ends:

1. Return of capital + returns: Silvaland transfers your initial capital and accrued returns to your designated bank account
2. Automatic or manual: Depending on your plan terms, funds may transfer automatically or require your confirmation
3. Reinvestment: You can choose to reinvest in a new plan or withdraw

Processing time: Approximately 1 business day from project completion

Taxes: You are responsible for reporting investment income to your tax authorities. Silvaland will provide documentation for your records.

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What Happens to Your Money: Lifecycle Example

21-Day Timber Trading Plan (€1,000 investment)

When	What Silvaland Does	Your View
Day 1	Your capital clears. Silvaland identifies timber lots for purchase.	“Deployment in progress”
Days 2–5	Silvaland purchases harvested timber and wood chips from suppliers.	“Assets acquired”
Days 6–18	Timber is organized, logged, transported to industrial buyers or energy producers. Resale agreements are finalized.	“Processing and sale”
Days 19–20	Payment from buyer clears. Costs deducted (transport, processing, Silvaland’s fee). Your share of profit is calculated.	“Sale complete”
Day 21	Your initial capital + returns transferred to your bank account.	“Investment mature. Funds returned.”

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365-Day Land Development Plan (€5,000 investment)

When	What Happens	Your View
Weeks 1–2	Land parcel acquisition completed and registered in Zemesgrāmata (Latvian Land Register).	“Asset registered” + map/location details
Weeks 3–8	Land clearing: vegetation removal, stump extraction using Silvaland’s machinery. Environmental compliance checked.	“Development phase 1: Land clearing”
Weeks 9–20	Infrastructure improvements or preparation for resale (boundary survey, environmental certification if applicable).	“Development phase 2: Infrastructure”
Weeks 21–52	Land marketed to institutional buyers (Latvian agricultural companies backed by ALTUM, Nordic institutional investors, or international forestry funds). Sale negotiations.	“Seeking buyer” + regular updates
Week 52 (approx)	Sale completed. Your initial capital + appreciation transferred to your account.	“Sale complete. Funds returned.”

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What If Things Don’t Go as Planned?

Delayed Project Completion

If timber market demand drops or harvesting is delayed:

• Silvaland notifies you immediately
• Your capital remains invested until the asset is successfully sold
• No additional fees accrue beyond the original term
• Updated timeline is provided

If Land Doesn’t Sell Within the Expected Window

• Silvaland manages the asset professionally and continues to seek buyers
• Your capital is not lost; it remains invested at market value
• You have options: hold longer, request early withdrawal (may incur costs), or reinvest in a different plan

Silvaland Fails to Fulfill Its Obligations

Your investment agreement includes:

• Specific milestones and deadlines
• Penalties if Silvaland misses them
• Dispute resolution procedures under Latvian law
• Your right to legal recourse

All assets are registered in Silvaland’s name and independently valued, giving you clear legal standing.

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Questions?

Read our FAQ | Contact support | Review our security framework